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Why Use a Credit Union?


What is a Credit Union?

A Credit Union is a non-profit, financial cooperative designed to improve the fiscal health of its membership. A credit union offers many of the same services as a bank, but operates very differently. Wauna Federal Credit Union has no private stockholders because every member is an owner whether you have $5 or $50,000 in the Credit Union. Credit Unions are for everybody, but each credit union has a field of membership that it serves, and only those people in that field can be a member.

Wauna Federal Credit Union has a “community” charter, which means we can provide financial services to anyone who lives, works, worships, or attends school in Clatsop County and Columbia County, Oregon and Pacific County, Washington. Membership is also open to businesses and other legal entities, and family relations of current Wauna FCU members.

Wauna Federal Credit Union believes in the motto: Not for Profit, Not for Charity, but for Service. That is why the Board and Staff at Wauna Federal Credit Union are “delivering personalized service with passion and integrity.”  


What Will Your Credit Union Do For You?

 Your mortgage loan officer will research current market conditions to find the most accurate, up-to-date, cost-effective loan options that are right for you. Guiding you through the entire process. In the volatile home-lending market, credit unions can serve as safeguards, offering their members security, safety, and peace of mind. 

There are literally thousands of variables that can affect the outcome of your mortgage transaction. Your mortgage loan officer will act as a contact between the title and escrow company, real estate agent, lender, appraiser, credit agency, the underwriters, the processors, attorneys, and any other services which may affect your transaction.



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Wauna Credit Union NMLS #614265
PO Box 67, Clatskanie, OR  97016
Direct:  (800) 773-3236
Copyright © 2019 Wauna Credit Union NMLS # 421867
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